Last update: Jun 28, 2022

ChangeNOW Review

The following ChangeNOW review will closely examine how this five-year-old crypto company will evolve your crypto trading game.

  • ChangeNOW

    1. Operating Since 2017
    2. Currencies Supported 350+ cryptocurrencies
    3. Fees Varies
    4. Deposit Methods Credit and debit cards
    5. Fiat Currencies Yes
    6. Verification Methods KYC
    7. Margin Trading No
    8. Futures Trading No

Have you wanted to get into the crypto sphere but haven’t known where to start? Do the technical terms confuse you? Maybe you can’t tell one digital wallet or crypto coin from another.

Crypto confusion is a thing of the past with ChangeNOW, a company unlike any other. They don’t expect their users to set up an account with them or sign in before making any transactions. Additionally, the team believes in helping each customer make the most informed decisions by relaying unbiased facts about all digital assets.

About ChangeNOW

Back in 2017, a Seychelles registered company, the CHN Group created ChangeNOW, a branch of their company dedicated to allowing users to do crypto swaps securely and conveniently. As part of their convenience tactics, they ensured no user would have to register for a ChangeNOW account to use their crypto services.

Instead, this top crypto exchange platform simply prompts users to select their preferred cryptocurrency, link their wallet address where ChangeNOW can send the electronic amount, and use available features to make the process painless. Features include “You Send,” where you indicate the amount you want to transfer or trade, and “You Get,” where you choose the cryptocurrency you expect to receive.

Each time you make a cryptocurrency exchange, choose from over 400+ crypto options (including a large number of lesser-known ERC20 tokens) available on ChangeNOW, including Litecoin (LTC), Bitcoin (BTC) Tether (USDT), Ripple (XRP), Bitcoin Cash (BCH), Cardano (ADA), Dogecoin (DOGE), USD Coin (USDC), Tron (TRX), Binance Coin (BNB), Stellar (XLM), Tezos (XTZ), EOS, Monero (XMR), and Ethereum (ETH). Depending on which cryptocurrency or how much of it you want to sell, ChangeNOW will scan other platforms to find you the best deal. If you’re content with how much of another cryptocurrency the platform will give for your current currency, click “Exchange.”

When prompted, enter your wallet address so you can receive your funds. Then, click “Next” and “Confirm” to finalize your transaction. ChangeNOW reviews also applaud the company’s ability to make choosing and creating a wallet effortless by visiting their “What Crypto Wallet to Choose?” page.

Functionality, Features, and Performance

ChangeNOW is unique because you can instantly swap between different tokens without having to register or verify your identity. Additional products were added over the years such as NOWPayments, which allows users to instantly accept crypto payments, and Lightning NOW, which allows for instant payments. The platform integrates with many major exchanges, ensuring that its users receive the best rates for swapping. And, most importantly, you can store your assets on your own hardware wallet.

Trading Platform

Swap services offered by ChangeNOW are available online and in mobile apps for Android and iOS. These devices can access all products offered by the exchange.

Trade Options

There are over 10,000 currencies you can exchange. You can also buy and sell cryptocurrency using the Premium Lounge service. This is a collaboration between Simplex and you will need to enter your card details and the amount you wish to purchase or sell. Using the NOWNodes service, a user can access full Nodes and block explorers via the API. This service is reliable, fast and affordable for developers of blockchain products. Telegram bots allow users to exchange crypto within the messenger.

Types of Accounts

ChangeNOW offers token swaps, which are different from traditional trading platforms that allow you to access multiple accounts depending on how experienced you are. You can also sign up for the Premium Lounge to get more benefits from ChangeNOW. You can buy crypto using a credit/debitcard using fiat (USD, GBP, or EUR) and get access to crypto loans which are processed in a matter of minutes. You will get about half of the crypto’s value as loans. Lastly, there’s NOWPayments, which accepts crypto payments and donations. Lightning NOW allows you to make instant payments with zero fees.

Learning Resources

ChangeNOW offers a help center that can be accessed from the top bar of the main website. The tab can be clicked to take you to a page explaining the products and how they are used. These resources are free and should be accessed by all users before they can interact with other products. You can also submit any questions and the customer service team will respond.

ChangeNOW’s Leading Cryptocurrencies and Trading Pairs

With more than 400+ cryptocurrencies and altcoins available on the platform, ChangeNOW service simplifies the exchange process by providing over 70,000 trading pairs. A wide variety of trading pairs allows users to trade in one cryptocurrency for another with one swap. Other platforms with fewer pairs, on the other hand, require users to continuously swap valid pairs of currency until they receive their desired one.

What’s more, other platforms charge per swap, profiting from their lack of trading pairs. ChangeNOW guarantees you’ll find a direct cryptocurrency swap between most major cryptocurrencies, saving you money.

ChangeNOW also partners with Simplex, which permits you to use your credit or debit card to invest in any cryptocurrency in as little as two minutes. You can also use cash or coins in any fiat currency below:

  • US Dollar (USD)
  • Canadian Dollar (CAD)
  • Australian Dollar (AUD)
  • Euro (EUR)
  • New Zealand Dollar
  • Russian Ruble
  • Japanese Yen
  • British Pound Sterling
  • Swiss Françoise
  • Czech Koruna
  • Danish Krone
  • Norwegian Krone
  • Swedish Krona
  • Polish Złoty
  • Turkish Lira
  • Hungarian Forint
  • South Korean Won
  • South African Rand
  • Israeli New Shekel

NOW Tokens, ChangeNOW’s Very Own Cryptocurrency

While this platform works with most major cryptocurrencies, the trendsetting ChangeNOW company decided to add their own NOW Token to the list, making ChangeNOW the first exchange platform to have its own currency. Since 2018, ChangeNOW users have used over 200 million of the NOW Tokens to pay for and get better deals on the platform’s services and products. These utility tokens also allow users to obtain rewards and access ChangeNOW’s customer support team at any time. The launch of staking for the NOW token took place within 2020, and a tracker for the token was also released.

Anyone affiliated with ChangeNOW—from customers to developers—earn, trade, buy, and sell NOW Tokens, which the company distributes in two blockchains (Ethereum and Binance).

Some of this cryptocurrency exchange’s distribution patterns include giving 24 million NOW Tokens to project marketing, advisors, and developers each. About 28 million tokens have been set aside for the founding team bonus and 60 million for customer and affiliate gradual airdrops. Finally, risk prevention reserve funds and private investors have gained 20 million utility tokens each.

Positive ChangeNOW reviews have led the platform to consider launching NOW Token Stalking, where users who own NOW Tokens will reap further benefits from the company. Since this exchange anticipates high demand for their tokens in the near future, they’ll provide larger rewards for holders who retain this form of cryptocurrency longer than other holders.

The Costs and Limitations of Using ChangeNOW

Even if you don’t currently own any NOW Tokens, platform users still benefit when buying and selling cryptocurrency on ChangeNOW. Without deposit and withdrawal fees, users must pay for services only when making exchanges. ChangeNOW offers one of the best exchange rates. These network fees come in two different rates: classic and fixed exchange.

Classic Exchange Rate

The classic rate of exchange heavily depends on the rapid changes of the market. When the market prices rise, the exchange rate transcends, and vice versa. The exchange rate also factors in network congestion. Regardless, ChangeNOW works to find the best rate at any given time.

Fixed Exchange Rate

The fixed rate of exchange lets ChangeNOW users have a steadfast exchange rate that doesn’t sway with the market or pivot on network congestion. There’s also no limit to how much crypto purchases you can have. However, using a credit or debit card with Simplex requires a $50 minimum, and you’ll be subject to higher 5% transaction fees and 1% blockchain fee.

Should You Trust ChangeNOW?

ChangeNOW reviews show that users trust ChangeNOW with their information more than other non-custodial exchange platforms. While non-custodial platforms mean you have sole control over your buying, selling, and exchanging processes without platform interference, it also means the company isn’t protecting your assets.

However, accounts don’t require users to sign in, and, therefore, ChangeNOW doesn’t store your credit or debit card numbers or other personal information. Hence, although ChangeNOW lacks extra security precautions to prevent hacks like two-factor authentication, there’s nothing for site hackers to steal.

Since ChangeNOW stores none of your information or funds, the team urges users to find a quality third-party wallet such as Atomic wallet, Magnum wallet, Exodus wallet, Trezor wallet, etc. to secure user funds.

Customer Support

ChangeNOW’s excellent customer exchange service is another perk. It can be reached via the contact form and social media channels such as Twitter, Facebook, Telegram chat, Instagram, Reddit, and Telegram community chat. The response time should not take more than an hour, just like the swap service.

The Pros of Using ChangeNOW

  • Allows you to buy, sell, and exchange over 400+ different cryptocurrencies
  • Contains over 70,000 trading pairs for easier exchanges
  • Accepts 19 different fiat currencies
  • Accepts credit and debit cards with Simplex with a small charge
  • Requires no signup or sign in
  • Calculates the best current rates of exchange, giving you the top deals
  • Doesn’t limit your buy, sell, or exchange amounts
  • Features simple web design and navigation (user-friendly for beginners and experienced traders alike)
  • Offers quick two-minute processing times (other platforms may take over half an hour per action)
  • Allows you to use any number of reliable crypto wallets, including Ledger, Trust Wallet, and Atomic Wallet
  • ChangeNOW offers API solutions that allow users monetize their apps and websites using the exchange’s affiliate program
  • ChangeNOW helps with integrating crypto payments, asset listing, custody and liquidity
  • Provides immediate payouts with low fees starting at 0.4%
  • A lot of positive and high reviews on TrustPilot

The Cons of Using ChangeNOW

  • Partners with Simplex, which requires a $50 debit or credit card minimum; however, ChangeNOW doesn’t limit how much you can buy, sell, or exchange
  • Supports 19 different fiat currencies, but some other exchanges such as Changelly and Coinbase offer even more options
  • Acts as a non-custodial service, which many users may not trust due to a lack of security
  • Charges higher trading fees for the user due when dealing with large or frequent trade

Frequently Asked Questions (FAQs)

Is there a mobile app for ChangeNOW?

Yes; you can now download the ChangeNOW app on either iOS or Android via the Apple Store or Google Play Store, respectively. Unfortunately, two main features are currently missing from the mobile versions, which you can access on the desktop app or website (

  • Turning fiat currencies into crypto
  • Transaction overviews

Can I access ChangeNOW from where I live?

ChangeNOW is rapidly rising in the ranks, as our ChangeNOW review has shown. Therefore, users from almost all parts of the world have access to this crypto platform. However, the following areas have yet to gain access:

  • USA
  • Syria
  • Guam
  • Puerto Rico
  • North Korea
  • Iran
  • Bangladesh
  • Northern Mariana Islands
  • Bolivia
  • Sudan
  • Samoa
  • Cuba
  • The Virgin Islands

Do I need a crypto wallet before making transactions on ChangeNOW?

Since ChangeNOW is a non-custodial platform, they do not hold your personal information or assets. That means they will not provide a cryptocurrency wallet of their own for you to use when making transactions. However, they provide all users with a “What Crypto Wallet to Choose?” page where they relay their picks for top third-party wallets.

They’ll also tell you how to create the wallet before making ChangeNOW transitions. Once you’ve done so, you’re ready to make transactions. The transactions will prompt you to enter your crypto wallet address before completing your process.

Is there a KYC procedure?

In recent years, the government has heavily enforced the KYC, or ‘know your client’ procedure. Consequently, ChangeNOW has implemented this regulation into its services to deter fraud and other threats. Taking precautions, the system will email any user they suspect of fraudulent activity.

ChangeNOW safeguards the data privacy of its users by following strict KYC/AML processes with selective KYC checks to prevent scam.

If a user receives this email, they must submit a KYC consisting of a government-issued ID, clear photo, proof of fund ownership, and a dated selfie containing the “ChangeNOW” sign. Refusing to submit this form will result in a refund.

ChangeNOW Crypto Exchange Review for Australia

ChangeNOW is a fast and secure crypto-to-crypto exchange. It allows you to convert any cryptocurrency into bitcoin or other crypto assets safely and at minimal cost.

You can also buy bitcoin and other supported cryptocurrencies using fiat via the third-party fiat payment portal without having to register.

ChangeNOW is one of the fastest, most secure, user-friendly and most convenient crypto-to-crypto exchange platforms on the market. It offers over 170 coins for exchange, with no transaction limits.

CHN Group Limited is the parent company of ChangeNOW. A registered company in Seychelles with an office address at Global Gateway 8, Rue de la Perle Providence, Mahe. Postal address at Amsterdam Kraanspoor 50 1033 SE.

This team is committed to making crypto-swapping as simple and safe as possible, so that even novice users can get the basics.

ChangeNOW partners with crypto industry giants such as Binance, Atomic Wallet and Ledger, Trezor Guarda, OKEX and others to provide top-notch services.

The platform supports almost 400+ cryptocurrencies, with a total of 70,000 trading pairs. The supported cryptocurrencies include Bitcoin, Ethereum, Cardano and Tether. There are also some lesser-known tokens.

ChangeNOW offers many advantages over other exchanges. One of the most distinctive features of ChangeNOW is its ability to purchase and sell cryptocurrencies without restrictions. This platform is a great choice for cryptocurrency investors, as currency swaps do not have any upper trading limits.

Users are also not required to provide any personal information, such as name, email address or phone number, in order to access the service.

ChangeNOW is at forefront of crypto innovation. The platform adds new assets like DeFi and metaverse tokens regularly. It also offers discounted Swap rates on a daily basis. It has added NFT support to its NOW Wallet and the ability for users to stake their BEP-2 NOW token.

The platform finds the best exchange rates and presents them to users during a trade. ChangeNOW takes the hassle out of trading. Customers receive the best rates and seamless services. It is as easy as choosing the currency that you want to receive and the currency you would like to be paid. It is simple and straightforward. There are no hidden charges or complicated interfaces.

ChangeNOW’s token is called NOW and it was created to be used as internal money within the NOW product platform. Every quarter, the platform holds NOW Token Burns. These will continue until the ERC-20 token supply and BEP-2 NOW token supply reach 100,000,000. The user will need Binance DEX to purchase the NOW Stake. Simply unlock the wallet and place the order according to prices.

ChangeNOW doesn’t provide any cost breakdowns for coin swaps. The conversion or swap cost appears to be between 1.5 and 0.5 percent.

You can choose from fixed or floating exchange rates. Users can choose between fixed and floating exchange rates. These exchanges are based on market conditions and network fees. The transaction will be stopped if the price fluctuates by more than 3 percentage points. Users can either accept the new rate, or request a refund.

You don’t have to deal with market volatility. However, you can lock the expected rate for 20 mins in a fixed-rate currency exchange. The cost will be higher.

All funds belonging to users are protected by the company. The platform does not have custody of the funds of users. Personal information is not required for identity purposes. They can’t misuse the information of their clients by revealing their identities because they don’t require registration.

We have reviewed ChangeNOW and found no problems. The user interface is very simple and easy to use. Its best feature is the fact that you don’t need to create an account to use it. It’s superior to competitors because of its secure, non-custodial nature, the ability to purchase Bitcoin and other digital assets using a Visa or MasterCard, and the extensive ecosystem of services and products offered by ChangeNOW.

Don’t feel like trying ChangeNOW? Don’t worry, here’s an easy-to-read guide about the best Bitcoin and altcoin exchanges in Australia.

ChangeNOW Crypto Exchange Review for Canada

ChangeNOW allows you to quickly and securely convert any cryptocurrency to Bitcoin or other crypto assets at a minimal cost. It is one of the top-tier crypto exchanges in Canada if you must know.

The exchange allows you to purchase bitcoin and many other supported currencies with fiat using a third-party payment gateway. No registration is required.

ChangeNOW has over 170 currencies available for exchange. There are no transaction limits and it is extremely user-friendly.

CHN Group Limited has a subsidiary called ChangeNOW. A Seychelles Registered company with office address Global Gateway 8, Rue de la Perle Providence (Mahe); and postal address Amsterdam Kraanspoor50, 1033 SE, Netherlands.

The team is determined to make crypto swaps as easy and secure as possible for first-time users so they can fully understand what they are.

ChangeNOW partners up with crypto industry giants like Binance and Atomic Wallet, Ledger. Trezor. Guarda. OKEX.

The platform supports nearly 400+ cryptocurrencies and 70,000 trading pairs. The platform supports Bitcoin and Ethereum, Cardano Tether, Solana, and other lesser-known tokens.

ChangeNOW is a better exchange platform than other ones. It does not have any restrictions for the sale or purchase of cryptocurrency, which is one its best features. Investors in cryptocurrency will find it a good choice as currency swaps don’t have upper trading limits.

Access to the service is not restricted to users who do not need to disclose personal information such as their name or phone number.

ChangeNOW is at an early stage of crypto innovation. Apart from adding popular assets such DeFi tokens and metaverse tokens to its platform , it also offers discounted swap rate on a regular basis. The NOW Wallet now supports NFTs, and allows you to stake your BEP-2 NOWToken.

The platform compares the exchange rates available and offers them to customers at the time they trade. ChangeNOW makes it easy to trade. They provide seamless service and rates that are competitive with other exchange rates. There are no hidden fees and complicated interfaces. It’s as simple as possible.

ChangeNOW’s token, NOW, was designed to accept internal money. Every quarter, the platform conducts NOW Token burnings. These burns will continue till the ERC-20 and BEP-2 supply of NOW tokens reaches 100,000,000. To purchase the NOW Stake, users will need Binance DEX. This can be done by unlocking their wallet and placing orders according to the prices.

ChangeNOW does not offer a breakdown of the cost for coin swaps. However, the cost of converting or swapping coins appears to be between 0.5 and 1.5 percent.

You have the option of choosing between fixed and floating exchange rates. Fixed rate exchanges offer users the current exchange price based upon market conditions and network fees. If the price changes by more that 3 percent, the transaction is canceled. Users have the option to accept the new rate or ask for a refund.

If market volatility is not an issue, you can lock-in the expected rate for 20 minute in a fixed rate exchange. However, the cost will still be higher.

Users’ funds are all highly secured as it is the responsibility of the company. Because the platform doesn’t keep funds from users, this is possible. Users are not required to give any personal information regarding their identity. They are not required to register in order to misuse information about their clients.

ChangeNOW is a great product. We’ve reviewed it and can confirm that there are no problems. The interface is simple and intuitive. The best thing about the service is that it doesn’t require users to create accounts. It is more secure than other platforms, allows users to buy Bitcoin or other digital assets with Visa or MasterCard and offers a wide range of services.

ChangeNOW Crypto Exchange Review for UK

ChangeNOW is an easy, non-custodial, crypto-to-crypto exchange that allows you convert any cryptocurrency into Bitcoin or other crypto assets securely, at minimal cost. For similar cryptocurrency exchanges in UK, tap here.

The exchange lets you buy bitcoin, and hundreds of other supported cryptocurrency with fiat through a third party fiat payment methods. There is no registration necessary.

ChangeNOW offers the fastest and most user-friendly crypto-tocrypto swap platform on the market today. With over 170 available coins, there are no maximum transactions limits.

CHN Group Limited’s subsidiary, ChangeNOW, is CHN Group Limited. A Seychelles Registered Company, with the following address: Global Gateway 8, Rue de la Perle Providence Mahe; and the following postal address: Amsterdam Kraanspoor 50. 1033 SE.

This team is focused on making crypto swaps as secure and simple as possible, so even new users will understand what they mean.

ChangeNOW partners to offer top-notch services with giants in the crypto industry like Binance.

The platform supports more than 400+ cryptocurrencies. There are also 70,000 trading pairs. Bitcoin and Ethereum are supported, as well as Tether and Solana, Cardano, Tether and Solana.

ChangeNOW offers many benefits over other exchange platforms. The best thing about ChangeNOW is the fact that there are no restrictions on buying or selling cryptocurrencies. The platform is a good choice for investors in cryptocurrency, since currency swaps are free from trading restrictions.

To access the service, users don’t have to give any information about themselves such as their names, addresses, and phone numbers.

ChangeNOW is a pioneer in crypto innovation. The platform not only adds popular assets like DeFi or metaverse tokens but also offers discounted rates for swap rates on an ongoing basis. It also offers NFTs support and the ability to use its BEP-2 NOWToken in its NOW Wallet.

The platform scans for the best exchange rate and displays them to users when they make a trade. ChangeNOW simplifies the trade process and provides seamless service. You simply need to choose your currency and the currency that will be returned. There aren’t any hidden fees or complex interfaces. It is as easy as it gets.

ChangeNOW has its token called NOW. It is designed to allow internal money to be accepted within the NOW product systems. Each quarter, the platform hosts NOW Token burns. These will continue until the ERC-20 NOW token supply exceeds 100,000,000. To purchase the NOW Stake the user will need Binance DEX. The wallet can be unlocked and the order placed according to the prices.

ChangeNOW does NOT provide information on the costs of coin swaps. However, conversion costs or swap costs appear to be in the range of 0.5 percent to 1.5 percent.

Users have the choice of fixed or floating exchange rate options. Floating rate exchanges give users an indication of the exchange price at the moment, based on market conditions or network fees. If the price swings more than three percent, the transaction will stop. Users can accept the new rate and request a reimbursement.

Even though you won’t need to deal market volatility, it is possible to lock in the expected rate in fixed-rate exchanges for 20 minutes. However, this will come at a higher cost.

All funds of users are extremely secured, as per company responsibility. The platform does this because it does not retain the funds of its users. Additionally, users are not required to disclose personal information about themselves. They cannot use their clients’ identity to mislead them.

ChangeNOW has no problems, as we have seen. Its interface is easy to use. Its greatest feature is that users do not need to create accounts in order to use the service. It has many advantages over other competitors, including the non-custodial and secure nature of the platform, the possibility to buy Bitcoin with a Visa and MasterCard, and the vast ecosystem of products, services, offered by ChangeNOW.

Why Choose ChangeNOW

Amidst a world of unique traders, ChangeNOW sought to provide a simple way to trade more options. Therefore, the team at ChangeNOW chose a decentralized cryptocurrency exchange requiring no third-party intervention for all traders seeking to avoid aggravating security and verification processes and constantly changing rules. Decentralized cryptocurrency exchanges also keep users under the radar no matter how large a transaction they make.

Furthermore, decentralized cryptocurrency exchanges like ChangeNOW prioritize their users by allowing them full control over their assets at all times while also dramatically limiting the number of fees each user encounters. Unlike centralized cryptocurrency exchanges that habitually charge a fee for each transaction, ChangeNOW charges only for exchanges between digital currencies.

When you’re ready to see how ChangeNOW can change your cryptocurrency buying, selling, and exchanging game, begin by linking your bank card account to the ChangeNOW platform. Once you’ve done so, make deposits with your debit or credit card (Visa or MasterCard). While Simplex may charge you 5 – 6% for card purchases, this minimal fee is nothing compared to how much you’ll save with the below-average fees within the ChangeNOW app.

For a limitless and straightforward experience with cryptocurrency, check out the best after reading our ChangeNOW review on the ChangeNOW website.



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author Marco Vela

A crypto obssessed digital marketer passionate about making a difference in the world. When he's not behind the computer he can be found hiking, camping and relaxing with his dog.